Choose low cost life insurance from leading providers - financial help for your loved ones when you're not around.
Despite the fact that life insurance premiums are coming down as companies become increasingly competitive and offer more incentives, there remains a vast amount of people in the UK without life cover.
Life insurance cover can cost from as little as £5 per month depending on your requirements and you can choose a type and level of cover to suit you. Additionally, there are a range of optional extras so you are bound to find a life cover plan that suits your needs.
- A choice of policy types to suit your requirements
- Choose the policy term and benefits according to your budget
- Incentives and discounts for people with a healthy lifestyle
- A choice of single or joint policies
- Specialist providers or specific policies for over 50 life insurance
- Competitive prices from well-established and reputable life insurance companies
- Optional extras are available with many life insurance plans
- Peace of mind knowing that everything is taken care of
Lots of people put off arranging life insurance because they don't want to think about what might happen. Unfortunately many families are left in financial hardship because of this and often end up losing their homes. By arranging life cover now you can help to take care of your loved ones if anything should happen to you.
Just a few pounds a month will give them security when you're not around, and one less thing to worry about. As well as keeping hold of their home it can give them enough money to pay bills, funeral expenses and any outstanding debts for many years to come.
The first step is to let us have a few details by filling in our quick and easy online form. We will then search amongst our many life insurance providers to find the right cover for you and will obtain life insurance quotes. Once you have found a quote that you are happy with, and have checked the details to make sure that the life insurance policy fulfils your requirements, let us know if you would like to go ahead. We will then help you to apply to the life insurance company for cover.
If you have medical problems or are above a certain age, we can still help you find life insurance cover. However, it may be more expensive than for people in a different situation.
Likewise, people with certain jobs or dangerous pastimes may find that their life insurance premiums are higher than normal.
Life insurance costs start very low, from as little as £5 per month, but this all depends on your requirements and your personal circumstances.
Certain factors can cause your life insurance premiums to be higher, such as being a smoker, a drinker or obese, or taking part in hazardous sports. However, there is a lot that you can do to reduce the cost, for example, leading a healthy lifestyle or tailoring your cover to suit your budget. You can find out more about ways to reduce your premiums in our article, ‘Reducing the Cost of Life Insurance’.
There are different types of policies that you can choose from ranging from a basic term policy, which pays out a lump sum during the life of the policy, or whole life insurance, which covers you for your whole life and can sometimes have a cash-in value attached to the policy.
Life insurance companies also offer a range of optional extras such as critical illness cover, and guaranteed or reviewable premiums. You can find full details of these additional features in our article, ‘Life Insurance Policies and Options’.
We deal with a large number of well-known life insurance companies and have a vast range of life insurance plans to suit different needs and budgets. Please let us have a few brief details by filling in our online form and we will get back to you with some life insurance quotes.